Individual Car Loans

This is a Car Loan which is used by an individual to purchase a car. A consumer based Car Loan requires the car to be used as security for the Car Loan contract. What this means is that you will generally get a lower interest rate because in the event of non-payment, the car will be repossessed by the Financier.

This facility falls under the consumer credit code (UCCC) where the interest rate, commission and other fees are disclosed on the contract. All consumer credit conditions apply to this type of Car Finance.


Features and benefits of a Car Loan 4U Car Loan:

  • Finance products with NO upfront or NO monthly management fees
  • Finance products with NO Payout Penalties
  • You can finance on-road costs, car registration fees and insurance in the loan contract
  • The term of the loan contract can be between 1 – 5 years (12-60 months)
  • You can make a deposit if you wish, the benefit of this is that it will reduce your monthly payments and/or the term of the car loan contract
  • Friendly, human, and expert staff on hand whenever you require

Click here to fill in the quick online form to enquire or call us on 1300 242 885 or if you are ready to be pre-approved, click here and get instantly pre-approved online!


Click here to enquire now!