At Car Loan 4U we believe everyone deserves a "Second Chance". We have a wide range of car financing products to suit most situations and believe that each application must be personally assessed as each customer's situation is unique. You can trust that your application will be assessed by a real finance professional not a computer.

If you are reading this page, you will more than likely already have been declined a loan elsewhere. If so, you may be able to benefit from one of our 2nd chance car loans.

If you are looking for a 2nd chance, enquire online or phone us on 1300 242 885 to discuss your requirements. Remember, you DO deserve a second chance.

More Second Chance Car Loan Information...

When you want or need a car but have had trouble getting a car loan, a second chance car loan could be the answer. There are various car financing options available that allow you to get the car you need. However, the first thing most car financers will look at is your credit history.  We work with lenders who understand that people do deserve a second chance.

Sometimes bad credit is just a matter of bad luck, our financers will give car loans to people with bad credit and lower their risk by increasing the interest rate. However, the option to refinance when you have improved your credit rating can be available.

Car loan lenders are there to provide a service and in a competitive market they prove time and time again to provide people with loans despite the bad credit. We will find you the best and most competitive rates you can get to secure a second chance car loan. Bare in mind that you may have to pay a higher interest rate, but with the right terms and if you build up your credit rating the car financer can help you refinance your second chance car loan for better terms.

Give us a try. Find out instantly if we can help you by using our online pre-approval form or phone one of our experts on 1300 242 885. We look forward to helping you.